Our client, a leading provider of retail, wholesale, contract hire and insurance facilities to a number of well-known brands through its motor dealership network, is currently looking for skilled Underwriters to join their growing department. The Underwriter will perform two distinct roles including the writing and testing of supporting Underwriting business processes as well as assessing the financial risk associated with extending customer credit and financing.
The Underwriter will assess this risk by manually underwriting dealership proposals in accordance with credit / underwriting policy rules.
Underwrites proposals in accordance with credit policy rules, retail portfolio quality and service level adherence targets
Ensure Underwriting work queues are reviewed in accordance with agreed work queue status review targets
Self manages own work queue
Answers inbound dealer and Account Manager enquiry calls in accordance with average speed of answer targets
Answers inbound Payout and Activation enquiry calls as required
Ensures Team Leader is aware of potential issues associated with proposal backlog
Capable of undertaking quantitative and qualitative analysis; the ability to review metrics/financial ratios and supporting information and be able to understand what they mean for each proposal
Sees non-apparent relationships between data and information
Understand financial statements (balance sheets, income statements, cash flow)
Able to interpret CRA and HPI reports, extracting non apparent information when making lending decisions
Thoroughly understand underwriting and credit practices and procedures
Adhere to the Underwriting team schedule and attendance guidelines
Excel; Intermediary to advanced level
Word: Intermediary level
Access: Intermediary level
Automated decisioning systems
Suitability for positions will be judged on relevant professional criteria relating to knowledge, skills, attitude and experience and there will be no discrimination on any other grounds
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