A motor finance provider has defended dealers accused by an internet company of offering uncompetitive finance deals.

The claim was made by uSwitch.com, which operates a switching and price comparison service.

Miles Roberts, managing director of Southern Finance, says uSwitch fails to take into account that some consumers may find it hard to get personal loans or other direct credit due to rigid credit scoring. Roberts adds that point-of-sale motor finance can be a good deal for some groups of car buyers.