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SMART Insurance – we can help you to realise the opportunity for growth

Advertisement feature from AutoProtect




SMART Insurance – we can help you to realise the opportunity for growth

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SMART Insurance represents a natural added-value product to be highlighted as part of every sale. Car owners invariably know that annoying dings and scratches happen – and that all too often they are not the driver’s fault, but it does fall upon the owner to carry the cost or see their pride and joy looking less than its best.

While some customers might point to the cover provided by their ordinary car insurance, the everyday reality is that the ever-larger insurance excesses, often over £500 can make a claim unrealistic. As well as the excess cost, car owners face the potential impact on no claims bonuses and even a hike to their next year’s renewal costs. Finally, there is the sheer time and inconvenience to be considered in making a claim.

While on the face of it, car insurance for minor cosmetic damage is an option, it can often be inappropriate.

Two extra reasons for promoting SMART protection to every customer:

  • Keeping their car in great condition with SMART protection can help increase the future PX value of a customer’s car. For the same reason, it might mean lower preparation costs for you when that car comes back into stock ready for retailing once again.
  • The increasing level of PCP and PCH sales. All of these agreements carry ‘fair wear & tear’ conditions; any damage could create some unwelcome end of agreement costs for your customers and endanger that next sale.

Smart Insurance from AutoProtect is a smart option for dealers and their customers:

  • A high percentage of policyholders make a successful claim.
  • Claims are handled remarkably quickly with the dedicated AutoProtect Claims App.
  • A no-hassle repair experience is available to all AutoProtect Smart customers through Shine!, our award-winning subsidiary.
  • Shine! has a dedicated, in-house team of highly trained technicians operating across the UK and they go to the customer to complete repairs.
  • A market-leading Trustpilot rating of ‘Excellent’ from over 5000 verified reviews says AutoProtect is highly rated by end customers, which helps dealer satisfaction.

In 2020, Shine! is expected to complete over 77,000 repairs.

If you want to show the customers why the AutoProtect team are so proud of the Shine! team, you can find our fantastic new video here.

At AutoProtect, we are passionate about being the most trusted specialist insurance provider. Earning that trust from dealers and their customers is founded on our people, products and services. In today’s regulated, transparent customer-centric environment, we know that trust matters and arguably more than ever before.


Trust us to help you to make the most of the SMART Insurance opportunity, email us at

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