Advertisement feature from PIB Risk Management

Electric and hybrid vehicles offer huge business opportunities but it is vital that those working with these are aware of the additional hazards they may be exposed to. They may also need to develop a wider range of skills and knowledge and have access to specialist tools and equipment in order to be able to work safely.

Employers have a duty to ensure electrical safety for their employees and other visitors to their premises, as well as protecting any electrical equipment provided. This can be particularly challenging in motor trade premises where there is a range of equipment, portable and fixed.

Plug-in electric vehicles originally used a “slow” recharge system, however there are now models with “fast” and “rapid” recharging systems. Different makes and shapes of recharging cable connectors also add to the variations between vehicles. The type of battery in a plug-in electric vehicle can also vary according to the make and model of car.

The HSE has produced useful guidance on safe working with such vehicles. Please visit the HSE site: https://www.hse.gov.uk/mvr/topics/electric-hybrid.htm

What’s an insurer’s view on electric vehicles?

It’s still early days but insurers are likely to be considering the potential cost of claims arising from the rapid increase in electric vehicles. How easy are they to fix? How expensive are the parts to replace? The cost of claims could potentially be increased by changing battery cells, the electronics that are in the exposed parts of the vehicle, and extended repair times.

To ensure you keep your people and your businesses safe, we recommend speaking to a risk management expert. For more information, speak to Russell Hatton, e: Russell.Hatton@pibrm.com