Arnold Clark has signed up with Smart Insurances services to supply their minor damage insurance product across its 200 branches in the UK.
Smart also offers a repair service called Shine!, which carries out OEM-approved repairs nationwide on cars with minor damage.
This was one of the reasons Arnold Clark chose Smart.
Eileen McFadden, Arnold Clark Insurance Services insurance manager, said: “This partnership appealed to us on a lot of levels.
“We see a lot of opportunities with the minor damage product. It ticks many of our boxes; customers have no excess to pay and have a £3,000 aggregate limit of repairs. It helps maximise the part exchange value of the vehicle and it does not affect a customer’s no claims bonus on their motor insurance policy.
“This, on top of an 85-90% acceptance rate for claims, was very appealing for us and we are looking to lead the industry in this regard.”